

There are no monopolies on EU market. It’s a blessing and a curse. 10 mid sized companies will never able to provide as much as one mega corp. Mega corp can throw budget of one company into R&D and it won’t feel it while 10 companies can only do fraction and fear collapsing. There is answer to that - standardization. Which is (mostly) default property of one big solid entity like mega corps but for 10 companies it needs to be enforced. EU doesn’t need 10 PayPals. It needs 10 companies running standardized (federated if you wish), interoperable but independent payment platform.
It’s of course my ignorant opinion with 0 knowledge in legislations and finance. But as developer I have natural hate to copy-paste solutions
I’m trying to support blik and use it more but honestly, I find blik not easy to use. I’m sharing accounts with family members so I’m not sure how that will work for “save account” feature. But the fact I need to switch between apps is super annoying to me. With apple pay it’s duble tap to face id and that’s it.