Tell that to my bank which couldn’t undo a scam transfer ¯\_(ツ)_/¯
What all those shiny new services underestimate about Paypal is buyer protection for the costumer and for shop owners the guarantee to receive the money. Probably the latter not so much anymore, but back in the day, when online shopping took of it was.
Like, put the phone number into a text field within the app? They don’t need access to the address, the birth date, e-mail, whatever else I save about my contacts.
Well, Paypal made some things right: you wire money by e-mail address. Some people did not like the thought of sharing banking details with “everybody”.
The second thing was the strong buyer protection: if the item does not show up or is damaged or anything I instantly get my money back. Shifting the burden of proof to the shop owner sucks for the shop owner a lot, but as a customer this is a huge bonus.
Finally, other people said it in the thread already: using e.g. my banks online banking in the browser on mobile is a shitty experience, fumbling around a lot. Paypal feels like half a click in comparison. The need to install an app for Wero already kills it instantly for me.
It’s different though, you swipe to get to the other characters instead of clicking the button more often. T9 was awesome in its time, but it also kind of relies on a dictionary, like the swiping on “standard” smartphone keyboards. In ThumbKey you type every single character, but it is fast, if you internalize the layout.
ThumbKey made the difference for me. Completely new way to define touchscreen keyboards, but after some months now, I can type blindly on a touchscreen 👍. Caveat: in the beginning typing will be very, very slow.
No, it was an instant transfer which was withdrawn already at the receiving end, so they could not undo it. Everything within one working day. But be it as it may, maybe I could’ve done something more, but that is, why I came to like Paypal: very hassle-free to get your money back. Every other service would need to do the same at least to convince me.